Holiday Cottage, Purchase Price R1,350,000

• Our client had funds of R400,000+ after the sale of his home
• He required loan of R950,000
• There was additional outside income
• There was a need for extra capital repayments without penalty
• This was the clients first business

We Achieved

• Client receieved a loan of R950,000
• Interest only available for the first year
• Interest rate of 5%

Business Loan, Wine Bar Purchase Price R500,000

• Our client had funds of R290,000
• The client had no security to offer but required R210,000 business loan.
• He was an experienced licenced trade operator

We Achieved

• A loan amount of R210,000 was approved to client
• Security by way of the Small Firms Loan Gaurantee Scheme
• Interest rate of 5%

Holiday Cottage, Purchase Price R1,200,000

• Our client required 100% funding as he had not sold his house
• This was his first business
• There was additional outside income

We Achieved

• Full loan of R1,200,000 was approved to client.
• A Commercial Mortgage of R1,025,000
• Bridging Finance on his home of R175,000
• Both loans were issued at 5% interest
• Interest only payments were available for the first year

Guest House Purchase Price R2,020,000

• Our client approached us to arrange loan for the purchase of the guest house at R2,020,000
• A cash deposit of R700,000 was available, the client required loan of R1,320,000
• Accounts showed an average profit of around R180,000 over the past 5 yrs.
• This was the clients first venture into the guest house trade.

We Achieved

• Loan amount of R1,320,000 was approved to client
• Loan Term 10 years
• First 12 months interest only paid quarterly in arrears, improving cashflow.
• Interest Rate 5%

Filling Station, Purchase Price R2,500,000

• Our client had been let down by another loan company who was unable to provide her loan.
• A cash deposit of R1,000,000 was available
• Accounts showed net profits of around R205,000
• This was the clients first venture in petrol retailing

We Achieved

• Loan of R1,350,000 approved to client plus R85,000 top up loan
• Loan Term 25 years
• First 12 months interest only paid quarterly in arrears, improving cashflow
• Interest Rate 5%
• Credit card facility for R7,500

Public House, Purchase Price R920,000

• Our client had R100,000 cash and thought they could only buy a leasehold pub
• They were experienced Publicans
• Accounts showed net profits of around R55,000

We Achieved

• Loan approval of R820,000 this included corporate guarantee.
• Loan Term 20 years
• First 12 months interest only
• Interest Rate 5%

Personal Loan, Car Purchase Price R465,000

• Our client had R180,000 cash.
• Client require 285,000
• Client has been blacklisted.
• Accounts showed net income of around R40,000

We Achieved

• Loan payment of R425,000
• Loan Term 5 years
• First 12 months interest only
• Interest Rate 5%

House, Purchase Price R895,000

• Client wished to purchase a house at R895,000 with no cash available
• previous house was valued at R400,000
• This was the clients first business with us.

We Achieved

• Loan payment of R900,000
• Loan Term 12 years
• First 12 months interest only
• Interest Rate 5%
• No penalties for paying back capital after house sale

Car, Purchase Price R260,000

• Client had R790,000 cash and wants to purchase a car of R1,050,000
• Client required a loan for R260,000
• Good credit record

We Achieved

• Loan Payment of R260,000
• Loan Term 1 year
• First 12 months interest only
• Interest Rate 5%

Business Loan , Loan Amount R1,550,000

• Client needs loan of R1,400,000 for business expansion
• Additional security of R150,000 made available
• Business has been very active for over 6 years
• Accounts showed profits around R105,000

We Achieved

• Loan of 1,550,000 was approved.
• Loan Term 8 years
• First 12 months interest only
• Interest Rate 5%

Business Loan, Loan Amount of R850,000

• Client had been operating business for 10 years
• They had been totally funded by other loan company and could not find any lender to support them due to lack of security
• They required R650,000 to pay off other loan
• They needed a further R200,000 facility to expand the business

We Achieved

• Loan amount of R850,000 was received by client.
• This immediately allowed the client to negotiate new terms with the brewery.
• This shows the importance of using a good loan company.

Large Pub,  Purchase Price R1,095,000

• Client had never operated a pub before
• They had R250,000 to cover rent and ingoing costs
• Required loan amount of R1,095,000 for full funding

We Achieved

• Loan amount of R1,095,000 was given to client.
• Interest rate 5%
• Loan Term 10 years
• Interest only for 12 months

Business Loan, Loan Amount R285,000

• Client had operated business for 6 years
• They needed cash for expansion.
• Required loan of R285,000

We Achieved

• Full loan of R285,000 was approved to client
• Interest rate 5%
• Interest only for 12 months
• Loan Term 6 Months
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