Monthly repayments per R1000 borrowed (Repayment Loan)
Alternatively you can use the following table. Using the example below a R50,000 loan at an interest rate of 5% over a term of 10 years will cost R10.61 per month for every R1,000 borrowed. Therefore a R50,000 loan is calculated by multiplying 50 by R10.61. This equates to a monthly Repayment cost of R530.33 per month.
Years
|
Months
|
3.0%
|
3.5%
|
4.0%
|
4.5%
|
5.0%
|
5.5%
|
6.0%
|
6.5%
|
7.0%
|
7.5%
|
8.0%
|
5
|
60
|
17.97
|
18.20
|
18.42
|
18.65
|
18.88
|
19.11
|
19.34
|
19.57
|
19.81
|
20.04
|
20.28
|
8
|
96
|
11.73
|
11.96
|
12.19
|
12.43
|
12.66
|
12.90
|
13.15
|
13.39
|
13.64
|
13.89
|
14.14
|
10
|
120
|
9.66
|
9.86
|
10.13
|
10.37
|
10.61
|
10.86
|
11.11
|
11.36
|
11.62
|
11.88
|
12.14
|
12
|
144
|
8.28
|
8.52
|
8.76
|
9.01
|
9.25
|
9.51
|
9.76
|
10.02
|
10.29
|
10.56
|
10.83
|
15
|
180
|
6.91
|
7.15
|
7.40
|
7.65
|
7.91
|
8.18
|
8.44
|
8.72
|
8.99
|
9.28
|
9.56
|
20
|
240
|
5.55
|
5.80
|
6.06
|
6.33
|
6.60
|
6.88
|
7.17
|
7.46
|
7.76
|
8.06
|
8.37
|
|